Happy New Year!! And HOLY MOLY!!!! It’s the new year already?? I can not believe my goal time is almost up. Wow.

And you know what? Right now, I’m probably not on target to hit the goal of paying off all of the credit card debt by March.

While it’s not exciting to say this for those that are reading, I am OK with that. Because I am completely happy with where my family is in our lives right now.

I realize that paying off this debt is still a main goal of mine and my husband, and will relieve a huge burden on us, but at the same time…something absolutely amazing still happened during this time.

A few months ago, we were in *real* trouble. I wanted to stay home and work on my goal of being a full time affiliate marketer. But we didn’t have the money for that. I knew in my heart of hearts that this is what I wanted to do. I did not want to go back to a regular 9-5. I wanted this, and I wanted to be with my kids.

The only thing I thought about while I was sitting in my gray cubicle wall hell was being able to be with my kids for their school events, getting them on and off the bus and every other thing we parents want to do with our kids.

I thought about that CONSTANTLY.

And then I got laid off.

Yesssss….

That vision was starting to come to fruition.

But….

For almost 2 years, my husband and I feared that without my income, we would be in *real* trouble. (As I mentioned. We did feel like we were in *real* trouble.)

And yet…

Something inside of me wanted to panic. Which is why I did scurry around looking for “real” jobs (half-heartedly). That is also why I set this crazy goal.

#1. I knew that if we paid these credit cards off, that would take care of over $500 / month payment. Then I just needed to make up the rest that we needed. No problem, right? Hahaha. Sure…!

#2. It was the motivation I needed to get my internet marketing going at an intense speed. Well, I guess that does happen for some people, but it just didn’t work for me.

You know what did work? My theory! Which is that “Everything always works out in the end.”

Even while I was having panic attacks, I knew deep down in my gut that everything would work out.

And it really, really did. I mentioned that my husband got a significant raise. If I had the hours, I would explain how great this is, and why it’s amazing and how much he deserves it. But it also means he’s saved my butt. (Again.) :)

And that is why I am completely satisfied where we are right now. Again, we will certainly be working on that credit card debt. I am happy to report that I did not spend anything on the credit cards for Christmas. That is HUGE! And I rarely use one now. I mostly use one for my internet marketing stuff.

OH, and I also had a 6-week part-time job that just recently ended, so that also helped put some extra cash into our pockets.

And now, I have more time to focus on my internet marketing business. I can work on things in the right way instead of rushing through everything trying to find the perfect formula. (it doesn’t exist.) And I can focus on my kids.

I sure love picking my son up from the bus. You know what? It’s just like what I imagined. :)