$30k in debt GONE in 1 year.
My Zero Debt Progress – June 26, 2010
Hello anyone who may happen to read this!
So, I just got this comment from my friend Dr. Bob, and I loved it so much I wanted to post it here:
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Analysis-Stillowed=$33,835
This breaks down to $2819.00 a month
This breaks down to $704.98 a week
This breaks down to $100.69 a day
I just want to suggest that you may want to think about making this a two year goal instead of one year. It is very easy to get “down in the dumps” if it looks like the goal will not be met as planned. Perhaps we should all understand that it took us more than a few months to rack up our debt. In addition, the credit card company will continue to add debt to the debt. So, I would suggest that you relax and give yourself some breathing room. If you can get in done in a year than great. But if not, then you do not need to beat yourself up over it. Look. use the time as a learning process. What does this time in your life teach you about yourself? What does it teach you about “the system”? Look inside yourself and be honest. Then, march forward to victory. You were made to win and you are a winner. Thank you, Dr.Bob
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Dr. Bob makes an EXCELLENT point. I am not a planner! I go head-first into things and I cross my fingers and hope that things go my way. (And you know what…they actually usually do, so it’s not such a bad strategy.)
But I don’t plan things out.
Because planning overwhelms me.
I’m like a whining child. I want things MY way WHEN I want them!
And if I want to have zero debt within a year, then I SHOULD have it.
Because the Universe revolves around me, you know!
So…ok, this strategy works sometimes, but maybe it’s not the best in the world. I’m getting it.
I really love what Dr. Bob laid out and how he planned it all out. Because, of course, I never thought of how much I would need to make to reach my goal. And I am down in the dumps right now because of it.
And this is a MENTAL game that I’m playing right now.
And so far, I’m losing that game.
I want to be super confident and say that I can do it. But I don’t have a PLAN. Looks like I need one!
In fact, I’m discovering that I need one in ALL areas of my life.
Do you think I have a plan for my affiliate marketing business? Nope. I’m even looking up meal plans right now because I never know what to make on a given day!
I can see how planning things out sort of sets things in motion. When you plan things, it’s like you’re telling the Universe “this is what I expect to happen” and then the Universe delivers.
So, I don’t know if I’m completely cure from unplanning-itis, because honestly, it still overwhelms me to think about ALL the things that need to be planned out. But, maybe that see has been planted enough to get me to think about everything in a better way.
So thank you Dr. Bob for that. I appreciate your comment!
At the same time, I don’t want you to count me out *just* yet. Things are happening behind the scenes here. Different kinds of plans that may just save my butt.
Stay tuned.
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Comments are closed.

Start Date: 3.12.10 
about 1 year ago
I may be waaaay off the mark here but is there some sort of debt reduction product you could try out? If it works out then build it into your blog with a review of how it helped you and how it could benefit your readers?
Just a passing thought . . .
about 1 year ago
Hey Jimmy- That’s a good thought, but from what I’ve read, those debt consolidation companies hurt more than help in the long run. So I don’t really want to promote something that’s not going to truly help someone.
about 1 year ago
I was actually thinking that there might be a clickbank product on cutting costs & reducing debt but after having a quick browse it all looks a bit scammy TBH.
Keep up the good work Christina.
about 1 year ago
Oh, interesting Jimmy! I didn’t think of it that way. Thanks for looking into it for me.
about 1 year ago
Hi Christina,
Casey here,
Just stumbled on your blog from over by wealthy affiliate. I want to say you are doing a great job and once you stay focus you will achieve your goal.
I too have a goal for 2010 and I am far behind
However, I am not giving up! That’s important. Feel free to stop by my blog and leave a comment over at http://caseygentles.com
looking forward to hearing from you.
Regards
…….
Casey
about 1 year ago
Christina
I have also heard debt consolidation can not be what it is cracked up to be, however it does get a person to focus on debt reduction. Maybe that is the good point of it.,
I am in WA also but just a month now. great learning and networking . See you in forum.
Wealthy Affiliate works folks
Smokey and I
about 1 year ago
OK. I am just checking in to see how you are getting along.
It is very hot here as the heat index has been reaching past 100 degrees for the last several days.
Hope you have a good day. Dr. bob