$30k in debt GONE in 1 year.
Posts tagged the niche blogger
Zero Debt Progress – Finally Some REAL Progress!!!
Sep 19th
Yes! Today is a great day. I was finally able to update my stats. We officially paid off $13,134 in credit card debt as of today. Let me just say…WOOOOO HOOOOOO!
And there’s more to come. We plan to pay off our “arch nemesis” card (which is about $3k) as soon as it comes in, and then we’ll have about $8k of 401k money after that. We’ll come up with a plan at that point once we see what’s what.
I’ll certainly keep you posted.
Now, this doesn’t mean that my affiliate marketing goals have stopped. In fact, I have more motivation than ever, and new goals to accomplish.
I am ready.
I have been writing articles, finding new products to promote, updating my datafeedr store site, and my Niche Blogger site. I’m on a roll again. Pretty soon all my credit card debt will be paid off, and I’ll be bringing in significant monthly income. THAT is the real goal. Then we can breathe and enjoy life.
Thanks for reading! Come back soon.
Zero Debt Progress – September 17, 2010
Sep 17th
Well, here we are again! I just wanted to keep you all updated. We received the 401k money, and you know what? I already feel some relief. My husband and I were talking about which bills we want to get rid of first. “Get rid of” is a little weak. It’s more like kill, slaughter, murder, annihilate…well, you see what I’m saying.
I really want to chuck those credit cards.
There are two schools of thoughts here. #1. take out the cards with the highest APR. You get more bang for your buck here and save more in the end. #2. take out the lowest cards first. That gives your motivation and momentum a boost, which allows you to KEEP GOING.
You know? Both methods of getting rid of credit car debt are good. It’s really just about which way would benefit you most.
For us, I think it’ll be a bit of a combination.
There’s one card that we just can’t wait to pay off and close forever. It’s not the highest APR, nor the highest payment, but it’s our biggest nemesis.
It’s us vs. the Chase card.
And we’re about to win.
Then there’s a few big cards to deal with.
Big meaning big payments due.
We have a card with $11k, a card with $13k and a card with $7k. Sucks, right?
The plan right now is to demolish the nemesis card ($3k), the highest APR card ($7k) and the $13k card.
And possibly half of the last card ($11k).
We need to leave a little breathing room for taxes, Christmas and other things.
Now, I know what you’re thinking. We’re totally not paying off these cards in the way that I planned like Amy Bass did. By internet marketing.
And I get that. That’s what I wanted to do. And I’m still focusing on that. But right now, it’s not what’s going to save us.
I’m OK with that.
I think once we get some of these cards off our back, we’ll experience this great relief, and that will help us to allow more money to come into our lives.
Listen, this is not over for me. Not even close.
I am more focused than ever. I have new goals set, and I’m ready to achieve them.
I don’t just want to not worry about money, I want to have enough to really, truly enjoy life. That’s what we’re supposed to do. I really feel life is supposed to be fun.
We’re getting there.
All of us!
My Zero Debt Progress – June 13, 2010
Jun 13th
Howdy everyone! So it’s June 13, a little over 3 months since I started this journey. Unfortunately, I haven’t gotten very far yet. But there have been a lot of talks in my house about budgets and what to do next.
(Sigh) I’ve had such a roller coaster ride with this…
But that’s life right?
And I always have hope.
My new hope is a new campaign. Not that I think it’s good to jump from one thing to another. I think that’s part of my issue. I don’t focus on one thing long enough to make it stick.
But this time, this is a subject I’m close to. It’s something that I love. The overall market is a HUGE one, but this niche is one that is newer and seems like there’s not much competition yet (even though lots of people are searching for it – just like I was recently).
So, I think I’ll enjoy writing about this one!
I’m going to follow Amy’s The Niche Blogger for this one. There are plenty of keywords to use. Yippee!
I’ve already purchased 3 domain names, which is 2 more than I need. But, if this niche gets bigger, I want to be prepared. I have a few options of things I can do with the other domains, so I’m not worried about having too many. I had to hold myself back from buying more.
Anyway, I’ve got some work to do! I’ll let you know how this one goes.
By the way, sales are SLOW this month, but I have had a couple of sales. One thing that’s good is that last month, I only received $13 from Squidoo, and I’m back up to $40 this month.
I’m just going to keep it going. I’m going to get over that hump soon… I’ve been so low that the only place to go now is up.
My Zero Debt Progress – May 19, 2010
May 19th
Wow! Where does the time go? It feels like I just wrote yesterday, but it’s been 5 days already. I don’t have a *whole* lot to update here, but I do have a few things.
1. I now have access to Month 2′s The Niche Blogger content. I’ve been going through it, and of course, it’s great! I just love how detailed the instructions are.
Now, what I need to do is catch up on my blog posts for The Niche Blogger site I’m working on! Yikes, I’m really behind. And I’m behind because I’ve been busy with…
2. Consulting work! I just started doing some part-time email consulting work. I get to do it from home, so it’s awesome! And it’s an extra several hundred a month that I can put toward my credit card debt.
3. More consulting work! I picked up a little extra consulting work from this site I belong to called HireMyMom.com. This site is cool. It’s a membership site where moms (and probably dads too! I don’t think they actually care) can search for REAL work from home jobs. It’s almost like Monster for moms.
I also had a decent week with affiliate marketing sales.
Every little bit counts and can go towards paying off this debt! We should be writing out bills soon, so I’ll update you on any amount that we’re able to pay off.
My Zero Debt Progress – May 13, 2010
May 11th
Well, I just looked at my calendar, and I got all excited for Thursday. Why? Well, besides the fact that another great episode of Survivor is on, that’s also when the next month’s information of The Niche Blogger will be unlocked for me!
Yes, I’m actually excited about this. I am really loving Amy’s program. I love that she takes you through every single step in detail.
I also love that it’s in blog format, which means, people ask questions. And she answers. Everything that I would have asked has pretty much already been answered in the comments area.
This is a great program so far, and I can’t wait to see what Month 2 reveals. If you’re thinking of getting started in blogging for money, I would highly recommend The Niche Blogger!
I’ll let you know how the content is in Month 2 on Thursday.
My Zero Debt Progress – April 22, 2010
Apr 22nd
Well, pretty good things are happening with my sites that I’m working on. They’re all pretty high in the search engines still. Yay! Still waiting for more sales though.
And maybe this is crazy, but I started a new PPC campaign for one of my sites. I’m testing it out and seeing how it goes. No sales yet, but I want to wait until I get to 200 clicks to see if it brings any sales.
I know it’s not too exciting to read about “no sales today”, but I feel I’m just 1 hot niche away from complete success. I feel like I have all the right parts and pieces. I’ve learned SO much about affiliate marketing, and I’m close. Really close. I can feel it. Stick with me, you’ll see.
And once I’m there, I can help others get there too. That’s what I really want to do…
Anyway, I’m testing out Amy Bass’s The Niche Blogger, and let me tell you what. I have learned SO MUCH from this program already.
I know I have a lot of tools and sites I belong to, but each one allows me to learn something new and different. It makes the pieces of the puzzle fit together easier and faster.
I already had all the foundation from Wealthy Affiliate (And I will continue to have that foundation, plus continued support and learning. I love it there and don’t plan on ever leaving!), but The Niche Blogger is allowing me to learn something slightly different (niche blogging).
I’ve gone through Month 1, and following Amy’s guide, I tested a niche, picked a main keyword and purchased the domain for it. Now I’m setting up my site. I can’t wait to see how this one goes because it’s in a competitive niche and it gets lots of searches per month. (Something I’m lacking with my other sites.)
I’ll keep you posted how it goes!
Start Date: 3.12.10 