$30k in debt GONE in 1 year.
It’s time for Operation Zero Debt
What’s this site about?
Well, my husband and I got ourselves into some credit card debt. I think it’s over $30k now, but we’re going to calculate everything and post the actual amount here. This is the first time I’m putting that number out there. I want to put it out there to let others they aren’t alone, and I also want to make sure I hold myself accountable.
So while it’s embarrassing to admit how much debt we have, I feel good about what we’re about to do.
How did I think of doing this?
I got the inspiration to do this from another blog called MyDebtFreeGoal.com. Amy Bass is the woman who started this blog. At the time, she had close to $73k in debt and wanted to pay it off in two years. She did it in LESS than two years! And, she had 3 kids at the time and was pregnant with her 4th. (Now she has 5.) If she can do it, so I can I!
(Thanks to Jennifer Ledbetter (A.K.A. PotPieGirl) for the link to Amy’s site!)
About Me
I am a mom with two kids. A boy who’s almost 5 and a girl who’s almost 3. They keep me busy! Which makes working from home very interesting and challenging. But, challenges are what life’s all about, right? I was laid off from my job in February 2009 (from a credit card company! LOL) and thought of it as a great opportunity to pursue my dream of working from home. I have been doing the Internet Marketing thing since about May 2009.
My Plan
Well, my plan, just like Amy’s, is to continue working online and making money that way. Working online is amazing for so many reasons. But the biggest ones are that I can do it from home with my kids and I’m not on anyone else’s schedule, and the more you build it up, the more residual, recurring income you build up. Which means, once I eliminate the credit card debt, money will continue to flow in more and more and there won’t be a lot of maintenance for a lot of it.
I plan to send a payment whenever I have one to whatever card we decide to focus on first. I don’t plan to wait until a bill is due. Maybe I’ll confuse the credit card companies that way too. LOL.
Timeline
My goal is to completely wipe out our credit card debt by March 12, 2011. Exactly one year from now.
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Start Date: 3.12.10 
about 1 year ago
I am so glad you are doing this! If I could get out of debt I KNOW you can! I’ll be keeping track of your progress.
about 1 year ago
Amy, thank you SO much for your comment and for your inspiration. I have never been inspired like this before, and I give that credit to you!
about 1 year ago
Hi Christina,
I’m also from WA. What you’ve started here is really inspirational and I wish you all the best. I’m gonna be coming back to check your stats. Good luck!
about 1 year ago
Thanks for your comment Raymond! It’s going to be a crazy ride.